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Couples who agree to create fun money in their family budget have less quarrels than those who keep it loose
Although I always recommend couples to keep their hands tight to save for kids education or for retirements
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But I am a big fan of keeping money to spend on your leisure in your budget
Below I will discuss it in details as it is something to essential to pursue
What is fun money?
Fun money in simple words what money you keep aside for your own leisure
You love fish tanks but your spouse perceives it as a waste of money
Or you want to try fish pedicure – does it make any sense?
Whatever you like you still can have a channel in your budget to do so
What is called fun money to stop feeling guilty doing or buying it
What is the percentage of money to spend on fun?
Simple answer is any percentage between 5% to 10%
You should not include the things you do together for entertainment
For example, if you both like going to theater, this is not money for fun
It should be under entertainment
Usually fun money is anything you have deep passion to spend money on and you are worried of feeling guilty doing so
Why it is important to have money for your own leisure?
I spoke earlier about how to negotiate with your spouse who refuses budget commitment?
I discussed how couples have different background and different perception about money and saving
Having said that, for each couple to play it safe
It is recommended to agree on all the expenses in your budget
Leave a room for each spouse to do whatever under the fun money bracket
Believe it or now, those who succeed to keep their budget adjusted and not drifting in deficit are the ones who assign money for fun under their budgets
What is the importance of having Fun Money in your budget?
Restrictive budget can work for you for short period of time like a month or two
But in the long term, you can never live your life like that
You will end up going crazy or depressed
Totally I don’t recommend doing that
Consider adding fun money to your budget to bring joy to yourself
Every milestone you achieve in your budget, use your leisure money to pamper yourself
For example, to avoid binge shopping, track your expenses on daily bases
Review your spending every week and see if you are on track then use your allocated fun money for the week to compensate you for your success
Do you have to track where your money was spent on?
Some people think if they never go beyond their allocated percentage for fun money
Why do they care to track where their leisure money was spent on
I highly recommend to track where you spend your money on fun
This can be beneficial for you, but why?
Well, if you spend money hanging out with your friends on alcoholic drinks
You can arrange with your friends to visit you at home and spend time together
You can rotate the visits, all of you would save money and still enjoy your time together
What are the fun things to spend money on?
You are not tied to specific things to buy
You can buy anything you want for yourself
Don’t feel guilty as long as you are spending your leisure money within the agreed range
You can save it for a big purchase you are dreaming of
Make quick easy cash now
Survey Junkie - Earn up to $35 per survey
Rakuten - Cashback on shopping - $25 welcome bonus
Be Frugal - Earn $10 when you sign up
Flipper - buy cheap sell high and make huge profit
Acorns - turn your spare change into more money
Follow me for updates on quick cash programs





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